Storm and hail damage can leave homeowners facing uncertainty, stress, and a process they may not fully understand. 
At Advanced Construction Roofing LLC, we help homeowners navigate the ENTIRE insurance restoration process from beginning to end. Our role is not simply to replace your roof - it is to help ensure your property is properly evaluated, your claim reflects the true scope of necessary repairs, and your project is professionally managed throughout every stage.
We work directly with homeowners and insurance providers hand-in-hand to create a smoother, more transparent restoration experience.
At Advanced Construction Roofing LLC, we help homeowners navigate the ENTIRE insurance restoration process from beginning to end. Our role is not simply to replace your roof - it is to help ensure your property is properly evaluated, your claim reflects the true scope of necessary repairs, and your project is professionally managed throughout every stage.
We work directly with homeowners and insurance providers hand-in-hand to create a smoother, more transparent restoration experience.
Insurance Claim Assistance
HOW DO I KNOW I HAVE STORM DAMAGE



- Missing or lifted shingles
- Excessive granule loss found in gutters and at downspouts outlets
- Leaks or interior water staining
- Damaged gutters, siding, or exterior components
- Fallen tree limbs or debris impact
Common signs homeowners may notice include:
However, even when no visible signs are present from the ground, hidden roof damage may still exist. For this reason, we recommend scheduling a FREE professional inspection and assessment after major storm activity.
If your neighborhood has recently experienced hail or severe wind activity, or if nearby homes are being repaired following a storm, there is a strong possibility your property MAY also have damage. Many forms of roof damage cannot be identified from the ground.
Step 1: Free Inspection & Consultation
The first step is a FREE, NO-Obligation inspection.
- Roofing system
- Gutters and drainage systems
- Siding and exterior components
- Windows and additional exterior features
Our team will inspect your:
If your home does not require a claim or major repairs, we will tell you directly. Our goal is to provide accurate information so homeowners can make their OWN informed decisions.
Step 2: Filing the Insurance Claim
If storm damage is confirmed, we will help guide you through initiating a claim with your insurance provider.
- What to expect during the claim
- How adjuster inspections work
- Typical claim timelines
- How insurance payments are structured
- What documentation may be required
For many homeowners, this may be their first insurance restoration experience. We help simplify the process by explaining:
We handle the ENTIRE process for you (if you wish) and keep you fully informed along the way with any communications with your carrier!
Step 3: Adjuster Meeting & Claim Review
Once your insurance carrier schedules an adjuster inspection, we're happy to coordinate directly with the adjuster and can meet them on-site (with your permission). This is not a requirement by either party however.
- Identify and document storm-related damage.
- Review roofing system requirements.
- Confirm local building code compliance.
- Ensure overlooked or incomplete items are addressed.
- Clarify repair scope requirements.
During this meeting, we help:
Our role is to help ensure the scope of repairs accurately reflects the condition and needs of your home. This step is important because insurance estimates may occasionally omit necessary code items, ventilation components, permit fees, or additional roofing system requirements.
Understanding Insurance Estimates & Supplements PROCESS
It is very common for the INITIAL insurance estimate and a contractor’s estimate to DIFFER. This does not necessarily mean there is a problem with your claim. 
Insurance adjusters often write preliminary estimates before all construction details, local code requirements, or hidden conditions are fully identified. 
If additional items are required during the restoration process, WE work directly with your insurance provider to submit supplemental documentation and revised scope items when appropriate.
Insurance adjusters often write preliminary estimates before all construction details, local code requirements, or hidden conditions are fully identified. 
If additional items are required during the restoration process, WE work directly with your insurance provider to submit supplemental documentation and revised scope items when appropriate.
- Required repairs are properly addressed.
- Local code requirements are included.
- Roofing system components are complete.
- Homeowners avoid unnecessary out-of-pocket expenses.
This process helps ensure:
In most approved insurance restoration projects, the homeowner’s primary responsibility is their deductible.
Step 4: Project Planning & Material Selection
Once your claim is approved, we review the insurance estimate/project scope with you in depth prior to scheduling ANY construction.
- Understand their approved claim.
- Review available material options.
- Compare product systems and warranties.
- Select colors and design preferences.
- Coordinate scheduling and project logistics.
We help homeowners:
Every home is different, and we take the time to evaluate all project considerations, including:
- Solar panel detach and reset coordination
- Air conditioner and landscaping protection
- Chimney and flashing conditions
- Satellite equipment detach and reset
- Gutter and siding considerations
- HOA and municipal requirements
Step 5: Construction & Project Management
During construction, quality control and communication remain top priorities.
- Material delivery verification and check-in
- Crew coordination and workflow
- Installation quality control
- Site safety and code compliance
- Daily progress and scheduling updates
- Property protection and cleanup
Your DEDICATED Project Manager actively oversees:
If ANY unforeseen issues arise during construction, we address them quickly and communicate clearly with the homeowner throughout the process. We believe homeowners should never feel disconnected or uninformed from what is happening on their property.
Step 6: Completion, Warranty & Finalization
Upon project completion, we conduct a final walkthrough with the homeowner to ensure all work meets expectations prior to any invoicing to occur.
- Ensure project cleanup is completed properly.
- Register manufacturer warranties.
- Review workmanship coverage.
- Finalize all approved changes or supplements with insurance prior to invoicing
We also:
Advanced Construction Roofing LLC provides a 5-Year Workmanship Warranty in addition to applicable manufacturer warranties. Our commitment to our customers continues after the project is complete.
Frequently Asked Questions
Q: Will filing a hail claim increase my insurance rates?
A: Insurance companies generally cannot raise rates for a single homeowner solely because of a storm-related claim. However, regional rate adjustments may occur following large storm events that affect many properties within an area. 
Failing to address legitimate storm damage MAY leave homeowners with unresolved roof issues while still experiencing regional premium increases over time.
Failing to address legitimate storm damage MAY leave homeowners with unresolved roof issues while still experiencing regional premium increases over time.
Q: What if I already have an approved insurance claim?
A: If you already have a claim approved by your insurance provider, we can provide our OWN estimate for your comparison, review the documentation to ensure all necessary repairs, code requirements, and roofing system components are properly included.
If items are missing, we work directly with your carrier to help address those deficiencies.
Q: What if I do not have an insurance claim?
A: We also provide free estimates and discounted pricing for homeowners paying out-of-pocket for roofing and exterior improvement projects.
Our services include:
- Roofing
- Gutters
- Siding
- Windows
- Exterior painting
Q: Who receives the insurance payments?
A: Insurance companies issue payments directly to the homeowner in multiple stages. Occasionally, payments MAY require your mortgage company's endorsement.
The first payment often represents Actual Cash Value (ACV) and helps initiate the project. There WILL be additional payments issued after project completion and your claim is settled.
We help homeowners understand this process and coordinate all documentation between you and the insurance company throughout the project.
The first payment often represents Actual Cash Value (ACV) and helps initiate the project. There WILL be additional payments issued after project completion and your claim is settled.
We help homeowners understand this process and coordinate all documentation between you and the insurance company throughout the project.
Q: Why might the contractor estimate differ from the insurance estimate?
A: Differences between contractor estimates and insurance estimates are common. 
Additional requirements, such as permit fees, code upgrades, ventilation components, material pricing changes, or hidden damage, may not always be included in an initial insurance estimate. 
We work directly with insurance carriers to address these differences and help ensure ALL necessary repairs are properly documented, approved and COVERED BY THE CARRIER.
Additional requirements, such as permit fees, code upgrades, ventilation components, material pricing changes, or hidden damage, may not always be included in an initial insurance estimate. 
We work directly with insurance carriers to address these differences and help ensure ALL necessary repairs are properly documented, approved and COVERED BY THE CARRIER.